Echtzeit-Cashflow direkt in Ihr Produkt.
Fertige Endpunkte für Safe-to-Spend-Berechnungen, Kontoaggregation via Plaid, Transaktionssuche, Portfolio-Tracking und KI-Einblicke. Aufgebaut auf derselben Infrastruktur, die Safe to Spend 365 und Ember360 antreibt.
# create a new linked account
curl -X POST https://atlasforgefinancial.com/v1/accounts/link \
-H "Authorization: Bearer $ATLAS_KEY" \
-H "Content-Type: application/json" \
-d '{
"user_id": "usr_8M2nQ",
"institution": "chase",
"products": ["balances", "transactions", "auth"]
}'
# response · 200 OK · 142 ms
{
"id": "acc_a1B2c3D4",
"institution": "chase",
"type": "checking",
"balance_available": 4218.50,
"balance_current": 4302.10,
"currency": "USD",
"verified_at": "2026-06-14T19:21:00Z"
}Platform capabilities
Everything money needs, behind one platform.
Account connectivity
Securely link checking, savings, credit, loan, and investment accounts.
Money movement
Send, receive, and reconcile payments across ACH, RTP, card, and wallet rails.
Transactions & balances
Enriched, categorized transaction data and real-time balance APIs.
Webhooks
Reliable, signed event streams for every state change in the platform.
Analytics & insights
Cash flow forecasting, subscription detection, and AI categorization.
Identity & KYC
Customer onboarding workflows with built-in verification and risk signals.
Developer experience
Type-safe SDKs, idempotency, pagination, and predictable error semantics.
Sandboxes
Realistic test data and zero-friction sandboxes for every endpoint.
A glance at the surface area
Endpoints, built for clarity.
RESTful, JSON-first, idempotent, and predictable. Designed by builders who've shipped real fintech products.
Read full reference/api/v1/me
Partner profile, masked keys, tier, webhook status.
/api/v1/calculate/safe-to-spend
Compute a user's daily allowance from cash, bills, savings, debt.
/api/v1/ingest
Upsert + recompute a Safe to Spend 365 calculation for an end-user.
/api/v1/ingest/calculations
Paginated list of every end-user's latest calculation.
/api/v1/usage
Current-month calls, unique users, estimated bill (sandbox + production).
/api/v1/webhooks
Register a webhook URL for `calculation.updated` events.
/api/v1/ingest/user/{id}
GDPR delete — wipe one end-user's cached calculation.