Ember360 · Live on iOS & AndroidYour money, your portfolio, all in one place.
Ember360 is the AI-powered universal money app. Aggregate banking, track portfolios, monitor subscriptions, and get smart cash-flow forecasts in a single, seamless experience.

One app, many superpowers
Built for how you actually use money.
Unified balances
See every checking, savings, credit, and investment account in one place. Live balances, one view.
Portfolio insights
Track brokerage and crypto positions with allocation, cost basis, and gain/loss — auto-refreshed.
Subscription tracking
Ember360 detects recurring charges automatically and helps you cancel what you don't use.
AI money coach
Ask Ember anything about your money. Get plain-English answers grounded in your real data.
Cash flow forecasting
Look 30 days ahead with confidence. Ember360 predicts income, bills, and spending patterns.
Bank-level security
Plaid-secured connections, encryption in transit and at rest, and biometric device locks keep your data yours.
See it in action
One app. Every account. Every market.
Live captures from Ember360 on iOS. From bank aggregation to Ember AI to crypto markets — this is the app, not a mockup.

Home
Total bank balance across all linked accounts, plus quick actions for Send, Receive, Link Bank, and Ember AI.

Ember AI
Chat about spending, balances, transactions, and markets — powered by Claude Sonnet 4.5.

Accounts
Link banks read-only via Plaid. Filter by checking, savings, or investment.

Markets
Search 10,000+ crypto assets and stocks. See rank, price, and live moves in one place.
Plans & pricing
One simple plan. Everything Ember360 has to offer.
Free to download. Upgrade to Pro whenever you're ready — cancel anytime from the app.
Everything, unlocked.
Full Ember AI, all Insights Hub lenses, and unlimited linked accounts.
$9.99
/ month
or $89.99 / year (Save 25% annually)
$7.50 / mo billed yearly
- Unlimited Ember AI chats (Claude Sonnet 4.5)
- Insights Hub — 9 AI lenses on your money
- Unlimited Plaid-linked bank accounts
- Send & Receive by @handle
- Live markets — crypto & stocks
- Priority support
Cancel anytime in the app. Free tier available with limited AI usage.
Included with Pro
Every feature in Ember360.
Total bank balance
Every linked account, converted to USD, in one live view.
Send
Send money by @handle to anyone else on Ember360.
Receive
Share a QR or your @handle to get paid in seconds.
Link Bank via Plaid
Read-only bank connections through Plaid's secure sandbox and prod.
Ember AI
Ask about spending, balances, transactions, or markets — Claude Sonnet 4.5.
Insights Hub
9 AI lenses on your money — spending, budgets, net worth, and more.
Markets
Search 10,000+ crypto assets and stocks. Rank, price, and live moves.
@handle profile
Your unique @handle is your money identity — no account numbers.
Multi-currency
Balances auto-convert to your home currency across accounts.
Get Ember360 today.
One app for spending, saving, and seeing your full financial picture.
Looking for budgeting only? Try Safe to Spend 365