Your money,
your portfolio, all in one place.
Ember360 is the AI-powered universal money app. Send and receive money through your @handle, aggregate banking, track portfolios, monitor subscriptions, and get smart financial insights in a single, seamless experience.
Total balance
$24,801.50
All accounts · 6 institutions
Your @handle
Portfolio · 30d
+4.18%
One app, many superpowers
Built for how you actually use money.
Send & receive via @handle
Your Ember360 @handle works across major payment networks — give it out instead of an account number.
Universal banking aggregation
Connect checking, savings, credit cards, and loans across thousands of institutions.
Portfolio tracking
Track brokerage, retirement, and crypto positions alongside your day-to-day money.
Subscription intelligence
Automatically surface recurring charges, flag price increases, and let you cancel in a tap.
AI financial insights
Daily, plain-English explanations of where your money went — and how to keep more of it.
Smart alerts
Low-balance warnings, unusual activity, and bill reminders, surfaced exactly when you need them.
Money movement
Send to a @handle, not an account number.
Your Ember360 @handle works across payment rails. No more copy-pasting routing numbers — just pick a name and pay.
@taylor
Coffee
$6.25
@maya
Rent share
$1,250
@devon
Concert tickets
$182
Get Ember360 today.
One app for sending, spending, saving, and seeing your full financial picture.
Looking for budgeting only? Try Safe to Spend