Ember360Ember360 · Live on iOS & Android

Your money,
your portfolio, all in one place.

Ember360 is the AI-powered universal money app. Send and receive money through your @handle, aggregate banking, track portfolios, monitor subscriptions, and get smart financial insights in a single, seamless experience.

Plaid-secured connectionsAI insights & forecasting
9:41Ember360●●●

Total balance

$24,801.50

All accounts · 6 institutions

Your @handle

@taylorTap to share

Portfolio · 30d

+4.18%

One app, many superpowers

Built for how you actually use money.

Send & receive via @handle

Your Ember360 @handle works across major payment networks — give it out instead of an account number.

Universal banking aggregation

Connect checking, savings, credit cards, and loans across thousands of institutions.

Portfolio tracking

Track brokerage, retirement, and crypto positions alongside your day-to-day money.

Subscription intelligence

Automatically surface recurring charges, flag price increases, and let you cancel in a tap.

AI financial insights

Daily, plain-English explanations of where your money went — and how to keep more of it.

Smart alerts

Low-balance warnings, unusual activity, and bill reminders, surfaced exactly when you need them.

Money movement

Send to a @handle, not an account number.

Your Ember360 @handle works across payment rails. No more copy-pasting routing numbers — just pick a name and pay.

T

@taylor

Coffee

$6.25

Sent · instant
M

@maya

Rent share

$1,250

Sent · instant
D

@devon

Concert tickets

$182

Sent · instant

Get Ember360 today.

One app for sending, spending, saving, and seeing your full financial picture.

Looking for budgeting only? Try Safe to Spend