Ember360Ember360 · Live on iOS & Android

Your money, your portfolio, all in one place.

Ember360 is the AI-powered universal money app. Aggregate banking, track portfolios, monitor subscriptions, and get smart cash-flow forecasts in a single, seamless experience.

Plaid-secured connectionsAI insights & forecasting
Ember360 Home screen — total bank balance, quick actions Send / Receive / Link Bank / Ember AI, and linked accounts

One app, many superpowers

Built for how you actually use money.

Unified balances

See every checking, savings, credit, and investment account in one place. Live balances, one view.

Portfolio insights

Track brokerage and crypto positions with allocation, cost basis, and gain/loss — auto-refreshed.

Subscription tracking

Ember360 detects recurring charges automatically and helps you cancel what you don't use.

AI money coach

Ask Ember anything about your money. Get plain-English answers grounded in your real data.

Cash flow forecasting

Look 30 days ahead with confidence. Ember360 predicts income, bills, and spending patterns.

Bank-level security

Plaid-secured connections, encryption in transit and at rest, and biometric device locks keep your data yours.

See it in action

One app. Every account. Every market.

Live captures from Ember360 on iOS. From bank aggregation to Ember AI to crypto markets — this is the app, not a mockup.

Ember360 Home screen

Home

Total bank balance across all linked accounts, plus quick actions for Send, Receive, Link Bank, and Ember AI.

Ember360 Ember AI screen

Ember AI

Chat about spending, balances, transactions, and markets — powered by Claude Sonnet 4.5.

Ember360 Accounts screen

Accounts

Link banks read-only via Plaid. Filter by checking, savings, or investment.

Ember360 Markets screen

Markets

Search 10,000+ crypto assets and stocks. See rank, price, and live moves in one place.

Plans & pricing

One simple plan. Everything Ember360 has to offer.

Free to download. Upgrade to Pro whenever you're ready — cancel anytime from the app.

Ember360 Pro

Everything, unlocked.

Full Ember AI, all Insights Hub lenses, and unlimited linked accounts.

$9.99

/ month

or $89.99 / year (Save 25% annually)

$7.50 / mo billed yearly

  • Unlimited Ember AI chats (Claude Sonnet 4.5)
  • Insights Hub — 9 AI lenses on your money
  • Unlimited Plaid-linked bank accounts
  • Send & Receive by @handle
  • Live markets — crypto & stocks
  • Priority support

Cancel anytime in the app. Free tier available with limited AI usage.

Included with Pro

Every feature in Ember360.

Total bank balance

Every linked account, converted to USD, in one live view.

Send

Send money by @handle to anyone else on Ember360.

Receive

Share a QR or your @handle to get paid in seconds.

Link Bank via Plaid

Read-only bank connections through Plaid's secure sandbox and prod.

Ember AI

Ask about spending, balances, transactions, or markets — Claude Sonnet 4.5.

Insights Hub

9 AI lenses on your money — spending, budgets, net worth, and more.

Markets

Search 10,000+ crypto assets and stocks. Rank, price, and live moves.

@handle profile

Your unique @handle is your money identity — no account numbers.

Multi-currency

Balances auto-convert to your home currency across accounts.

Get Ember360 today.

One app for spending, saving, and seeing your full financial picture.

Looking for budgeting only? Try Safe to Spend 365