Ember360 · Live on iOS & AndroidYour money, your portfolio, all in one place.
Ember360 is the AI-powered universal money app. Send and receive money through your @handle, aggregate banking, track portfolios, monitor subscriptions, and get smart financial insights in a single, seamless experience.
Total balance
$24,801.50
All accounts · 6 institutions
Your @handle
Portfolio · 30d
+4.18%
One app, many superpowers
Built for how you actually use money.
Payments by @handle
Send and receive money using a memorable @handle. No account numbers, no email lookups — just @taylor.
Unified balances
See every checking, savings, credit, and investment account in one place. Live balances, one view.
Portfolio insights
Track brokerage and crypto positions with allocation, cost basis, and gain/loss — auto-refreshed.
Subscription tracking
Ember360 detects recurring charges automatically and helps you cancel what you don't use.
AI money coach
Ask Ember anything about your money. Get plain-English answers grounded in your real data.
Cash flow forecasting
Look 30 days ahead with confidence. Ember360 predicts income, bills, and spending patterns.
Money movement
Send to a @handle, not an account number.
Your Ember360 @handle works across payment rails. No more copy-pasting routing numbers — just pick a name and pay.
@taylor
Coffee
$6.25
@maya
Rent share
$1,250
@devon
Concert tickets
$182
Get Ember360 today.
One app for sending, spending, saving, and seeing your full financial picture.
Looking for budgeting only? Try Safe to Spend 365