Terms of Service

Acceptance of Terms

Welcome to AtlasForge Financial ("AtlasForge," "we," "our," or "us"). These Terms of Service govern your access to and use of AtlasForge Financial websites, applications, products, services, APIs, Safe to Spend, Ember360, and related offerings (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms.

Eligibility

You must be at least 18 years old and legally capable of entering into binding agreements to use the Services.

Account Registration

You are responsible for:

• Maintaining account security
• Protecting your credentials
• All activity occurring under your account

You must provide accurate and current information.

Financial Information

AtlasForge Financial is a technology company.

Unless explicitly stated otherwise, AtlasForge is not a bank, broker-dealer, investment adviser, accounting firm, or tax advisor.

Information provided through the Services is for informational purposes only and should not be considered financial, legal, investment, or tax advice.

Third-Party Providers

Our Services may integrate with:

• Plaid
• Stripe
• PayPal
• Venmo
• Cash App
• Zelle
• Banking institutions
• Brokerage providers

Your use of third-party services remains subject to their respective terms and policies.

Payments

Certain Services may require subscription fees.

You authorize AtlasForge to charge applicable fees for subscriptions, premium features, or paid services.

Fees are generally non-refundable except where required by law.

Intellectual Property

All content, software, trademarks, logos, and technology associated with AtlasForge Financial, Safe to Spend, Ember360, and related Services remain our exclusive property.

Prohibited Conduct

You may not:

• Violate laws or regulations
• Attempt unauthorized access
• Interfere with system security
• Reverse engineer our software
• Use Services for fraud or illegal activity

Suspension and Termination

We may suspend or terminate accounts that violate these Terms or pose security, legal, or operational risks.

Disclaimer of Warranties

Services are provided "AS IS" and "AS AVAILABLE."

AtlasForge makes no warranties regarding availability, accuracy, uninterrupted access, or suitability for any particular purpose.

Limitation of Liability

To the maximum extent permitted by law, AtlasForge Financial shall not be liable for indirect, incidental, consequential, special, or punitive damages arising from use of the Services.

Indemnification

You agree to indemnify and hold harmless AtlasForge Financial from claims arising from your use of the Services or violation of these Terms.

Governing Law

These Terms shall be governed by the laws of the State of South Carolina, without regard to conflict of law principles.

Contact Information

AtlasForge Financial

Email: customersupport@atlasforgefinancial.com

Phone: 843-291-2556

Changes to Terms

We may update these Terms periodically. Continued use of the Services constitutes acceptance of revised Terms.